There are many myths floating around about roof repair insurance claims. Some people seem to think that making a share will increase their premiums or that they won’t be able to claim if they have a flat roof.
Solid Rock Roofing and Construction will debunk some of the most common roof repair insurance claims myths. We will also provide information about making a successful claim and what to expect from the process.
1. Increase in Premiums
One myth is that roof repair insurance claims will automatically increase premiums. It is not valid. Your premium may go up if your roof needs to be repaired more frequently than average, but this is not always the case. Suppose you have been timely paying your premiums and have not made any other claims on your policy. In that case, your roof repair insurance claim should not result in a premium increase.
2. Roof Repair Insurance Claims Are Not For Flat Roofs
Coverage is the main area of concern that homeowners & facility managers fail to navigate right on their own. The myth about roof repair insurance claims is that it is not valid for flat roofs. Flat roofs can be just as susceptible to damage as any other type of roof and, as such, can be covered by insurance claims.
The key is ensuring you have the right policy for your flat roof. If unsure, speak to your insurer or an experienced roofing contractor to find out what coverage you need.
3. All Roof Damage Is Covered By Insurance
It is one of the most common roof repair insurance myths. People often assume that their insurance will cover any damage to their roof, regardless of the cause. However, this is not always the case.
Most insurance policies cover damage caused by specific events, such as storms, fires, or vandalism. You are unlikely to be covered if something other than one of these events damages your roof.
4. Only For Extensive Roof Damage
Another common myth about roof repair insurance claims is that you must have extensive damage to your roof before making a claim. It is untrue. Even if you only have minor damage to your roof, you may still be able to claim on your insurance policy. The key is to read the terms and conditions of your policy carefully to be aware of what is covered and what isn’t.
If considering a roof repair insurance claim, don’t let these myths deter you. With a bit of research and some knowledge of what to expect, you can claim with confidence. Roof repair insurance claims can be a complex and confusing process, but with the correct information, you can navigate it easily.
At Solid Rock Roofing and Construction, serving Plano, TX, we want our customers to be as informed as possible about their roofs and the claims process. If you have any further questions, please don’t hesitate to discuss them with our insurance claim expert.